DDollarstrat

A budget planner that never connects to your bank

You type in your own numbers, so there is no bank login to hand over and no account to link. Free, ad-free, and it works on your phone, tablet and laptop.

No bank login, ever Free & ad-free No trackers
Dollarstrat dashboard — left to spend this month

No bank linking, ever.

Nothing to connect and no credentials to share — you enter what you earn and what you spend.

Bills and spending kept apart.

Fixed costs in one place, variable spending in another, so you can see what is genuinely left this month.

It follows you between devices.

Auto-saves to the cloud — sign in on anything and your budget is already there.

Dollarstrat budget — fixed bills and variable spending
How it works

About three minutes a week

You don't log every coffee. You track categories — a handful of numbers a week, not a running ledger. That's the habit that decides whether you're still budgeting in six months.

1

Type in your take-home pay. After tax — what actually lands in your account. A rough number is fine; you can change it any time.

2

Set your 📌 fixed bills once. Rent, insurance, subscriptions — income minus fixed costs is what you have to work with.

3

Update 🛒 variable spending weekly. Groceries: $210. Fuel: $60. Read the numbers from your bank's own app — nothing gets connected.

What this app doesn't do

D

Start budgeting in a minute

Works in your browser — nothing to install. There's an Android app if you want it, and your data exports any time.

Open the app